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Liquidity from your Bitcoin without selling it

Two ways to get cash while keeping your exposure to Bitcoin. One for companies, one for individuals.

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Loans

Pick the right path

for companies

Business Loan

For companies. Borrow EUR, CZK or PLN against your company's Bitcoin at a fixed rate, keep your position, repay and reclaim. A regulated, documented loan your accountant and legal team can work with.

from 10.5% p.a. · 50% LTV · from €4,000 · non-recourse

Explore Business Loans for individuals

Personal Loan

For individuals. Sell part of your Bitcoin for EUR, CZK or PLN with the right to buy it back at a fixed price. No debt, no income check, no repayments — the buyback is your choice, not an obligation.

up to 50% of value · fixed buyback price · 1–36 months · no debt

Explore Personal Loans
Friends sharing the Invity app

Refer a friend. You both get €4 in Bitcoin and lower fees for life.

Give friends a lifetime 10% discount on service fees, you earn 33% of that fee. And when a friend completes 3 buys with any strategy, you both earn €4.

Learn how it works

Start, build, and preserve your Bitcoin wealth

Download Invity today & take control of your financial future.

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From the blog

What's happening on the Invity blog

All articles →

Turbo Buy

We're Lowering Our Turbo Buy Fees to 9.9%!

Effective June 13, the Turbo Buy fee drops to 9.9% p.a. of the added purchasing power. The cut applies to both new users and existing clients. See how Turbo Buy compares against traditional DCA in our 2020–2025 backtest.

Read more →

Turbo Buy

How to stay safe with Turbo Buy

What happens when Bitcoin is down and you have an active Turbo Buy — how the liquidation price works, how regular buys lower your risk, and what to keep in mind.

Read more →

Referral

Referral program update. Earn Bitcoin when your friends start saving

Invity's referral program now pays €4 in Bitcoin to both of you when your invitee completes 3 transactions in any savings strategy — on top of the existing 33% fee share and 10% lifetime discount.

Read more →

Learn with Invity

Level up your Bitcoin knowledge

Resources for first-time buyers and long-time stackers. No hype, no price calls — frameworks and clear thinking.

Invity eBook

Broken Money and the Way Out

A 50-page guide to why money is broken — and what comes next. Free.

Read sample

Invity Academy

Get smarter about Bitcoin

Bite-sized lessons, quizzes, and real-world frameworks inside the app.

By Visiting Academy, you agree to receive marketing and product emails from us. Unsubscribe anytime. See our Privacy policy.

Frequently asked questions

FAQ

Is Invity licensed and regulated?
Yes. Invity Finance s.r.o. operates under EU financial licensing with full MiCA compliance. Your activity is protected by the same rules as any regulated financial service in the European Union.
How is Invity different from an exchange?
Invity is not a trading venue. It is an accumulation-first app designed to make buying, holding, and moving Bitcoin effortless. There are no altcoins, no leveraged products, no trading pairs — just clean flows for Bitcoin.
Who holds my Bitcoin?
You choose. Your balance is held by a regulated institutional custodian, segregated from Invity's operating funds. You can withdraw to your own hardware wallet or any Bitcoin address at any time. You can also set our Auto Send function to any address when your stack in the Invity App reaches a certain amount.
What fees does Invity charge?
Invity uses transparent per-transaction fees displayed before you confirm any purchase. There are no monthly subscriptions.
What is Turbo Buy?
Turbo Buy adds 60% extra buying power to every recurring buy. You pay a fee only on the extra. Your stack secures it — there's no debt and you can never go negative. The only Bitcoin at risk is what's inside the plan.
Which countries are supported?
Invity is available to residents of the European Economic Area as per the MiCA licence. The current list is displayed during sign-up.
Can businesses use Invity?
Yes. We offer business accounts for companies that want to hold Bitcoin on their balance sheet or offer Bitcoin-related services to their customers. See the Business Accounts page for details.
How do I contact support?
You can reach us via in-app chat or email. Support is provided by real people based in Prague, typically during European business hours.
How can I close my account?
Open the Invity App and go to Settings → My account → Delete account. If anything is bothering you, talk to us first via Settings → Contact support — we'd rather fix it than see you go.