Turbo Buy: Build Your Bitcoin Stack 60% Faster Than Regular DCA
Regular investing is one of the simplest ways to build a bitcoin portfolio over the long term. Turbo Buy takes it further by adding 60% extra buying power to every purchase.
Regular investing is one of the simplest ways to build a bitcoin portfolio over the long term. But it has one limitation. You only buy as much bitcoin as your regular investment allows. Turbo Buy takes this principle further. It adds 60% extra buying power to every purchase. You still invest the same amount, but you buy bitcoin worth 160% of that value. This lets you build your portfolio faster than with regular DCA.
Turbo Buy is a long-term investment strategy designed for investors who want to accumulate bitcoin regularly and make the most of its long-term growth potential.
Why Choose Turbo Buy?
Two things matter most for long-term investing: time and the amount of bitcoin you accumulate.
Regular investing helps spread purchases over time. Turbo Buy adds another advantage on top of that. For the same investment, you buy more bitcoin, so your portfolio can grow faster, similar to how large companies approach it.
You don’t need to watch charts or look for the perfect moment to buy. Set up a regular investment and the strategy takes care of the rest. Turbo Buy is built for investors thinking in terms of several years.
How Does Turbo Buy Work?
Using Turbo Buy is just as simple as classic DCA. You set the amount you want to invest regularly. Turbo Buy automatically adds 60% extra buying power to every purchase and buys bitcoin with the combined amount. In other words, instead of buying with 100% of your invested amount, you buy with 160%. For the duration of the strategy, the bitcoin you buy serves as collateral for the extra buying power provided. You can end the strategy at any time. Settlement then takes place: you repay the extra buying power used in fiat currency (CZK or EUR), and the remaining bitcoin is yours.
What Does Turbo Buy Involve?
Turbo Buy is designed as a long-term strategy, so it’s worth knowing a few rules. Bitcoin bought through Turbo Buy cannot be transferred or sold while the strategy is active. It serves as collateral for the extra buying power provided. You can move it to your wallet only after ending the strategy. Until then, the bitcoin is held with our asset custodian, BitGo.
Two fees apply to the strategy. A service fee of 0.49% is deducted from every transaction (note: card payments carry an additional 1% fee charged by the payment network). On top of that, the strategy includes a Turbo fee of 9.9% annually, calculated only on the 60% extra buying power, not on the total invested amount. The service fee is charged immediately at purchase, while the Turbo fee is deducted retroactively from the following regular payment.
Like any strategy that uses higher buying power, Turbo Buy carries the risk of automatic settlement if the bitcoin price drops significantly. That’s why the system alerts you when you approach 20% and then 10% from the liquidation threshold. Current information on the liquidation threshold is available in the app within the given strategy, so you can always see exactly where it stands.

You can reduce this risk most effectively by investing regularly according to your schedule, keeping notifications on, and avoiding failed payments.
Why 60% Extra Capital?
We tested this setting against historical bitcoin price data from 2016 to 2026. With regular investing plus 60% extra capital, automatic settlement did not occur in any tested scenario, even though bitcoin lost more than 80% of its value on several occasions during this period. Not a forecast or financial advice. Past performance isn’t a reliable indicator of future results.
What Can You Gain Compared to Classic DCA?
Turbo Buy works on the same principle as classic DCA. The difference is that every regular purchase is boosted by 60% extra buying power. This lets you accumulate more bitcoin over time without investing more of your own money.
Based on a simulation using historical data from 2020 to 2026, a Turbo Buy client achieved a 199.3% return, compared to 154.6% for traditional DCA with the same interval and settings. This means that after settling the extra capital, Turbo Buy users accumulated 44.7% more bitcoin than with traditional DCA.
You can find a detailed comparison of each strategy and specific historical simulation results on the Strategy Comparison page, where you can compare how Turbo Buy performed against classic DCA or a lump-sum purchase across different market periods.
| Classic DCA | Turbo Buy |
|---|---|
| You buy only with your own funds. | Every purchase gets 60% extra buying power. |
| The simplest form of regular investing. | Same as DCA, but with faster bitcoin accumulation. |
| You can transfer or sell your bitcoin at any time. | Bitcoin serves as collateral for the duration of the strategy. |
| No costs for extra buying power. | Includes a Turbo fee for using extra buying power. |
| Lower risk. | Higher return potential, but also higher risk. |
How to Get Started
Setting up Turbo Buy takes just a few minutes.
- Download the Invity app and verify your identity.
- Choose the amount you want to invest regularly.
- Set your purchase frequency.
- Confirm the strategy setup.
From that moment, every purchase is automatically boosted by 60% extra buying power.
You don’t need to watch the market or figure out the right time to buy. Just stick to your strategy and let it work for you.
If you’re looking for a more efficient way to build a bitcoin portfolio over the long term, Turbo Buy lets you buy more bitcoin with the same regular investment.
Turbo Buy FAQ
FAQ