Legal information

**NEEDS_REVIEW — placeholder. Do not publish without legal sign-off.** These Terms of Service govern your use of the Invity app and website. By creating an account with Invity Finance s.r.o. ("Invity"), you agree to the terms set out below. 1. Eligibility. You must be at least 18 years old and resident in a supported jurisdiction. 2. Services. Invity provides brokerage, custody, and related services for Bitcoin under EU financial licensing. 3. Fees. All fees are disclosed before you confirm any transaction. No recurring subscriptions are charged unless you explicitly opt in. 4. Risks. Crypto-assets are volatile. You may lose all of your invested funds. Past performance is not indicative of future results. 5. Termination. Either party may terminate the relationship at any time, subject to applicable law and open obligations. (Full legal text to be finalised with counsel.)

**NEEDS_REVIEW — placeholder. Do not publish without legal sign-off.** This Privacy Policy explains how Invity Finance s.r.o. collects, uses, and shares personal data about you. We act as a data controller within the meaning of the GDPR. - We collect identity, contact, transaction, device, and support-interaction data. - We use this data to operate the service, comply with AML/KYC obligations, prevent fraud, and improve the product. - We retain data for the minimum period required by applicable financial regulation. - You have the right to access, rectify, erase, and port your data, subject to applicable law. To exercise your rights, contact [email protected].

**NEEDS_REVIEW — placeholder. Do not publish without legal sign-off.** Invity uses only strictly necessary cookies required for the site to function and to remember your language preference. We do not use advertising or cross-site tracking cookies. You can disable cookies in your browser settings. Disabling strictly necessary cookies may affect site functionality.

**NEEDS_REVIEW — placeholder. Do not publish without legal sign-off.** Invity is committed to the highest standards of conduct. If you believe that someone at Invity — or acting on Invity's behalf — has engaged in illegal, unethical, or otherwise improper behaviour, you can report it confidentially. - Internal reporting: [email protected] - External reporting: you may also report directly to the relevant competent authority in your jurisdiction. We do not tolerate retaliation against anyone who reports a concern in good faith.